The move to an apartment is one of the biggest steps to independence for young (or emerging) adults. This exciting time can bring feelings of anticipation and anxiety, as the process can be overwhelming for some.
Whether it be leaving home for school or work, or just seeking more autonomy, alone or with roommates, young adults need to plan well ahead of time in their search for the perfect place.
Here is some guidance that can help create a smooth transition to independent living.
Why Independent Living Is a Key Milestone for Young Adults
The move to independent living is a major milestone in young adult development. Much more than just leaving the family home or a transitional living center, it is a critical step on the path to adulthood, continued personal growth, and self-sufficiency.
Here are some of the key benefits of living independently:
| Benefit | Description |
| Developing Life Skills | Practicing cooking, budgeting, cleaning, and time management |
| Increasing Confidence and Self-Esteem | Achievement of daily tasks increases self-confidence |
| Growing Autonomy | Developing maturity and self-discovery |
| Maintaining Mental Health | Managing stress, learning coping mechanisms |
| Developing Social Skills | Evolving communication skills, building relationships |
| Increasing Responsibility | Being accountable for decisions and daily life |
| Participating Socially | Engaging in social activities and community |
Preparing for the Transition: Life Skills to Build First
It’s important for young adults to prepare well for independent living. Acquiring and practicing the following life skills are important steps to accomplish well before moving on their own [1] [2].
Practical Daily Living Skills
- Cooking and Meal Planning
- Home Management
Financial Management
- Budgeting
- Paying Bills
- Using Banking Services
Health and Self-Care
- Physical Health
- Mental Health
- Physical Activity
- Personal Hygiene
Social and Communication Skills
- Interpersonal Communication
- Community Participation
Transportation
- Managing transportation
Safety and Problem-Solving
- Personal safety
- Decision-making
What to Look for In An Independent Living Apartment
Young adults’ priorities often differ from those of other groups, such as seniors. The ideal apartment balances affordability, safety, accessibility, and supports a lifestyle that promotes personal growth and independence. Here are key factors to consider [3]:
| Factor | What to Look For |
| Affordability | Rent within budget, consider utilities, and additional costs such as security deposits |
| Location | Close to work/school, safe neighborhood, accessible transit |
| Apartment Features | Suitable layout, storage, kitchen, and laundry facilities |
| Accessibility | Accommodations for disabilities or special needs |
| Support Services | Access to life skills programs, caseworkers, housing support |
| Roommate Compatibility | Shared responsibilities, clear communication |
| Safety and Security | Secure locks, lighting, safe entry, weather-safe windows and doors |
| Social Opportunities | Proximity to community resources and social activities |
Choosing an apartment with these factors in mind helps young adults establish a stable, supportive environment that fosters independence and personal growth. Programs offering transitional support, such as Engage Young Adult Transitions, can be especially beneficial for those moving out of supportive care or facing additional challenges.
Budgeting and Financial Considerations
Moving into their own apartment is a major step by young adults towards independence, but it comes with significant financial responsibilities. Here’s what young adults should consider when budgeting for independent living [4]:
1. Calculate Income and Expenses
- Determine your monthly take-home pay, including all sources of income such as jobs, freelance work, or side gigs.
- List all potential expenses: rent, utilities (electricity, water, gas, internet), groceries, transportation, insurance, phone, entertainment, and subscriptions.
- Use budgeting tools or spreadsheets to track and categorize your income and spending.
2. Set a Realistic Rent Limit
- Aim to spend no more than 30% of your monthly income on rent for financial stability.
- Factor in additional costs such as utilities, renter’s insurance, and maintenance fees, which may not be included in the rent.
3. Apply the 50/30/20 Rule
- 50% for needs: rent, utilities, groceries, transportation, insurance, and minimum debt payments.
- 30% for wants: dining out, entertainment, non-essential shopping.
- 20% for savings: emergency fund, future goals, or debt repayment.
4. Plan for Upfront and Recurring Costs
- Upfront costs: security deposit, first and last month’s rent, application fees, moving expenses, and initial furnishings.
- Monthly costs: rent, utilities ($250–$350/month for electricity, heating, and air conditioning in an average apartment), groceries, transportation, subscriptions, and insurance.
5. Save on Furnishings and Daily Living
- Furnish on a budget: Buy second-hand or ask family and friends for unused items.
- Cook at home: Meal planning and cooking can save significant money compared to frequent dining out.
- Look for apartments with efficient appliances and good insulation to reduce utility bills.
6. Prioritize Essential Payments
- Always pay rent and utilities on time to avoid late fees and credit issues.
- Set up automatic payments where possible for recurring bills.
7. Build an Emergency Fund
- Allocate part of your budget for savings to cover unexpected expenses like medical bills, car repairs, or job loss.
8. Consider Roommates
- Sharing an apartment can significantly reduce costs and make higher-quality housing more accessible.
Building Confidence and Community in a New Environment
Building confidence and finding a sense of community are essential for thriving during this period. Here are evidence-based strategies and practical tips:
| Strategy | How It Helps |
| Try new activities | Builds self-esteem, widens social circle |
| Develop a sense of self | Increases resilience and satisfaction |
| Build supportive relationships | Provides encouragement and belonging |
| Volunteer | Fosters purpose and community connection |
| Practice assertive communication | Improves relationships, sets boundaries |
| Maintain healthy routines | Supports mental and physical well-being |
| Learn from mistakes | Builds resilience and a growth mindset |
| Engage in community spaces | Creates opportunities for social connection |
Building confidence and community is a gradual process. By consistently stepping outside their comfort zone, nurturing supportive relationships, and engaging with a new environment, young adults develop the self-assurance and connections needed to thrive.
How Engage Supports Independent Living Readiness
Engage Young Adult Transitions is a transitional living program and therapeutic community that assists young adults on their path to independence. Using attachment theory, we provide a foundation for forming connections, getting involved with the community, managing mental health, and building life skills for long-term success.
Engage offers structured autonomy—high support without creating dependence. Our therapists and life coaches are here to honor the young adults’ need to gain independence and freely move to a more secure sense of self and their relationships.
Located just steps from Southern Utah University in Cedar City, we offer access to services seven days a week, including academic support, vocational training, career guidance, life skill coaching, mental health therapies, and recreational activities.
Our community offers high levels of therapeutic support that honors autonomy and independence while guiding young adults to a life of freedom, emotional wellness, and success.
Get involved with the Engage Transitions community today!
Sources
[1] Living on Your Own – 9 Tips for Neurodiverse Young Adults. Transitionsusa.org
[2] NSW Family & Community Services. Independent Living Skills – A checklist for young people in care.
[3] Lupa, I. 2021. The Ultimate College Apartment Checklist: From Finding a Place to Moving In. RentCafe.com
[4] Blake, K. et al. 2023. How to Budget for Your First Apartment (Checklist and Tips). apartmentlist.com